Health & Safety Loans

The Health & Safety Loan (H&S Loan) is designed for East Bluff homeowners in need of financial help in bringing their properties up to health and safety standards.
Borrower
  • Borrower must be owner-occupant living in EBNHS SSD service area.
  • Borrower eligibility restricted to 80% of area median income (AMI is $54k)
  • Loans to be used for defined H&S related repairs only

Loan 
Maximum loan amount: $5,000
  • Maximum loan term: 5 years
  • 0% interest

Examples of Use
  • Safety issues
  • Repairs to non-functioning required exit doors
  • Required health hazard abatement/remediation for mold, asbestos, lead
  • Structural issues/potential structure failure
  • Sanitary issues
  • Sewer blockage
  • Heating issues/heating plant failure
  • Plumbing issues/Frozen water line
  • Water heater failure
  • Water service line break
  • Flood
  • Electrical issues/unsafe electrical wiring issues



The Health and Safety Loan is made possible by Special Service District (SSD) funds and EBNHS funds. For an application, please call EBNHS at 309-685-3066.